Tag Archives: debts

How do I get help to avoid the pitfalls of payday loans?

Everyday at Paddon + Yorke Inc. we encounter individuals caught in a vicious cycle known as “the payday loan”.  Although you may think it’s a fast and convenient way to get cash when you really need it; you could potentially

What is “surplus income” in an Ontario bankruptcy filing?

We are often asked “What is the cost to go bankrupt”? There is no easy answer to this question, as every person’s situation is different.  An initial consultation with one of our trained administrators is needed to consider all of the debtor’s individual circumstances and explore all of the options available. One component of the […]

How to get more information on bankruptcy and consumer proposals?

If you would like some more information on how to handle your debt then read the following booklet published by Industry Canada called Dealing with Debt – A Consumer’s Guide.  The information is meant for individuals only and does not apply to corporations.  Here is a section on how to recognize the danger signals…

How do I get a free copy of my credit report in Ontario?

Credit bureaus sell information, but by law you are entitled to obtain your own credit report for free. There are two main Credit Bureaus in Canada. They are as follows: