Are you able to recognize the warning signs of financial trouble?
- Are your credit cards at their limit?
- Can’t make the minimum payments?
- Are you using one credit card to pay off the other?
- Are you receiving past-due notices on household bills?
- Are you behind on your rent or mortgage payments?
- Do you rely on automatic draft protection to cover your chequing account?
- Have you consolidated your debts but are still finding it difficult to maintain the monthly payments?
- Do you borrow from family and friends to make it from one payday to the next?
- Do you use “pay day loan” services frequently?
- Are you receiving frequent calls or letters from creditors or collection agencies?
- Do you avoid opening your bills?
- Is your spending out of control and don’t know how to manage?
- Do you have a garnishee against your wages?
- Have creditors threatened legal action or are currently being sued?
- Have you recently been laid off of work or lost your job and have no idea how you will manage?
If any of the above applies to you, you may need the advice of a Paddon + Yorke professional.
You have already made a step in the right direction simply by taking this financial health check-up and recognizing the signs of financial difficulty.
At Paddon + Yorke we know that financial disaster can strike at anytime. Whether you have experienced a recent job loss, marital separation, divorce, health related emergency or unforeseen circumstance, we’re here to help! We also understand that dealing with debt can be painful and embarrassing. With a free consultation with one of our professionals, we can ease your fear and concerns. Now is the time to consider all the options available.
We encourage you to explore the options page and call us today for your free consultation.